Miércoles, 17 Febrero 2021 23:31

Item2Finanzas

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Las finanzas corresponden a un área de la economía que estudia la obtención y administración del dinero y el capital, es decir, los recursos financieros. Estudia tanto la obtención de esos recursos (financiación), así como la inversión y el ahorro de los mismos.

Las finanzas estudian cómo los agentes económicos (empresas, familias o Estado) deben tomar decisiones de inversión, ahorro y gasto en condiciones de incertidumbre. Al momento de elegir, los agentes pueden optar por diversos tipos de recursos financieros tales como: dinerobonosacciones o derivados, incluyendo la compra de bienes de capital como maquinarias, edificios y otras infraestructuras. Ver diferencia entre ahorro e inversión.

Los intermediarios financieros son los agentes dedicados a poner en contacto las dos partes de las finanzas, los ahorradores y los que necesitan financiación.

Las finanzas ayudan a controlar los ingresos y gastos, tanto al Gobierno, a las empresas, como a cada uno de nosotros. Tener un buen control de las finanzas nos permite gestionar mejor nuestros recursos, conociendo al detalle todos los ingresos y gastos, para tener un mayor control sobre ellos mismos.

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    When someone scrolls through Val’s Instagram page, they can see a recent camping trip she took with friends, a batch of homemade chicken nuggets and a few of her favorite memes.
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    “We are happy and content as we are, living our lives together privately … no outsiders peering in through the windows, so to speak,” said Val, who lives with her fiance in San Marcos, Texas, and asked CNN not to use her last name for privacy reasons.
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    Val is one of a growing number of young adults from Generation Z, the cohort from age 28 down to teenagers, who are opting for “quiet relationships,” in which their love lives — the good and the bad —remain offline and out of view from a larger audience of friends and family.
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    Gen Z’s turn toward privacy partly stems from a growing discomfort with how social media shapes — and distorts — romantic relationships, said Rae Weiss, a Gen Z dating coach studying for her master’s degree in psychology at Columbia University in New York City.

    A couple that appears to be #relationshipgoals may flaunt their luxury vacations together, picture-perfect date nights, matching outfits and grand romantic gestures. But Gen Z has been online long enough to know it’s all just a carefully curated ruse.

    “It’s no longer a secret that on social media, you’re only posting the best moments of your life, the best angles, the best pictures, the filters,” Weiss said. “Young people are becoming more aware that it can create some level of dissonance and insecurity when your relationship doesn’t look like that all the time.”

    Indeed, there are messy, complicated and outright mundane moments to every relationship — but those aren’t algorithmically climbing the ranks (unless the tea is piping hot, of course). This can lead some to equate the value of their relationships with how “Instagrammable” they are, Weiss said.

    Frequently broadcasting your relationship on social media has even been linked to lower levels of overall satisfaction and an anxious attachment style between partners, according to a 2023 study.

    Embracing private relationships, then, is partly Gen Z’s way of rejecting the suffocating pressures of perfection and returning to the value of real-life displays of affection.

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    Questioned by both Republicans and Democrats on Capitol Hill about the low staffing numbers, Interior Secretary Doug Burgum has brushed off concerns, testifying in May that slightly less than half of permanent NPS employees work on the ground in the parks, while other staff work at regional offices or at DC headquarters.
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    But internal NPS data tells a different story, Brengel said, showing that around 80% of National Park Service staff work in the parks. And regional offices play an important supporting staff role, with scientists on staff to help maintain fragile parks ecosystems, as well as specialists who monitor geohazard safety issues like landslides.

    Republican Sen. Lisa Murkowski of Alaska recently pressed Burgum to provide a full list of staff positions that have been cut at the National Park Service, Bureau of Land Management and the US Forest Service since the Trump administration took over. The Interior Department has not provided the list, a Senate staffer said.
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    “If they greenlight the RIF plan, then it’s going to be a bloodbath,” the employee said.

    In addition to probationary workers that were fired in February, early retirements are also culling the agency’s ranks, and the continued $1 spending limit on federal workers’ credit cards is making it extremely difficult to do field work in the parks, with a simple overnight trip needing to be requested 10 days in advance, the employee added.

    The lack of superintendents and NPS supervisors creates more of a headache, they added.

    “These times, when it’s all about fighting for scarce resources, you really need those upper-level people with clout working the system,” the employee said.

    Hall, the retired NPS regional director, said losing rangers, maintenance professionals and park superintendents could profoundly alter American landmarks.

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    It all started back in March, when dozens of surfers at beaches outside Gulf St Vincent, about an hour south of state capital Adelaide, reported experiencing a sore throat, dry cough and blurred vision after emerging from the sea.
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    Diverse algae are essential to healthy marine ecosystems, converting carbon dioxide into oxygen and benefiting organisms all the way up the food chain, from sea sponges and crabs to whales.

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