Miércoles, 17 Febrero 2021 23:31

Item2Finanzas

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Las finanzas corresponden a un área de la economía que estudia la obtención y administración del dinero y el capital, es decir, los recursos financieros. Estudia tanto la obtención de esos recursos (financiación), así como la inversión y el ahorro de los mismos.

Las finanzas estudian cómo los agentes económicos (empresas, familias o Estado) deben tomar decisiones de inversión, ahorro y gasto en condiciones de incertidumbre. Al momento de elegir, los agentes pueden optar por diversos tipos de recursos financieros tales como: dinerobonosacciones o derivados, incluyendo la compra de bienes de capital como maquinarias, edificios y otras infraestructuras. Ver diferencia entre ahorro e inversión.

Los intermediarios financieros son los agentes dedicados a poner en contacto las dos partes de las finanzas, los ahorradores y los que necesitan financiación.

Las finanzas ayudan a controlar los ingresos y gastos, tanto al Gobierno, a las empresas, como a cada uno de nosotros. Tener un buen control de las finanzas nos permite gestionar mejor nuestros recursos, conociendo al detalle todos los ingresos y gastos, para tener un mayor control sobre ellos mismos.

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    Both the Alpha Capricornids and Southern Delta Aquariids become visible annually when Earth passes through debris fields left by two Jupiter-family comets: 169P/NEAT (Alpha Capricornids) and P2008/Y12 (Southern Delta Aquariids). Cook also noted that, each year, “we’re passing closer to the core of the material that produces (the Alpha Capricornids) shower and in 200 years, it’ll be the strongest shower that’s visible from Earth. It’ll actually produce more than 1,000 (meteor streaks) an hour, which is quite a bit stronger than it is now.”

    For those interested in contributing to astronomers’ understanding of meteors, this week presents the perfect opportunity to count how many meteors you see in the night sky and report them to places like the American Meteor Society.

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    Here are the other meteor showers to anticipate in 2025 and their peak dates, according to the American Meteor Society and EarthSky.

    Perseids: August 12-13
    Draconids: October 8-9
    Orionids: October 22-23
    Southern Taurids: November 3-4
    Northern Taurids: November 8-9
    Leonids: November 16-17
    Geminids: December 12-13
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    Lunar and solar eclipses in 2025
    Two eclipse events will occur as summer ends.

    A total lunar eclipse will be visible in Europe, Asia, Australia, Africa, parts of eastern South America, Alaska and Antarctica on September 7 and 8, according to Time and Date.

    A lunar eclipse occurs when Earth passes exactly between the sun and the moon, throwing the latter into shadow and making it appear darker or dimmed.

    When the moon sits in the darkest part of Earth’s shadow, the sun’s rays bend around Earth and refract light on the moon’s surface, which gives it a reddish hue, according to London’s Natural History Museum. Some people call the result a “blood moon.”

    Two weeks after the total lunar eclipse, a partial solar eclipse will be visible in parts of Australia, the Atlantic, the Pacific and Antarctica on September 21.

    Solar eclipses occur when the moon moves between the sun and Earth, blocking part of the sun’s surface from view, according to NASA. This creates a crescent shape — as if something took a “bite” out of the sun.

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    Emergency crews carried out at least 85 swift water rescues in the Ruidoso area, including of people who were trapped in their homes and cars, said Danielle Silva of the New Mexico Department of Homeland Security and Emergency Management.

    No deaths were immediately reported, but Silva said the extent of the destruction wouldn’t be known until the water recedes.
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    “We knew that we were going to have floods … and this one hit us harder than what we were expecting,” Ruidoso Mayor Lynn D. Crawford said during a radio address Tuesday night.

    Crawford said that some people were taken to the hospital, although the exact number was not immediately clear. He encouraged residents to call an emergency line if their loved ones or neighbors were missing.
    The floods came just days after flash floods in Texas killed over 100 people and left more than 160 people missing.

    In New Mexico, officials urged residents to seek higher ground Tuesday afternoon as the waters of the Rio Ruidoso rose nearly 19 feet in a matter of minutes amid heavy rainfall. The National Weather Service issued flood warnings in the area, which was stripped of vegetation by recent wildfires.

    A weather service flood gauge and companion video camera showed churning waters of the Rio Ruidoso surge over the river’s banks into surrounding forest. Streets and bridges were closed in response.

    Kaitlyn Carpenter, an artist in Ruidoso, was riding her motorcycle through town Tuesday afternoon when the storm started to pick up, and she sought shelter at the riverside Downshift Brewing Company with about 50 other people. She started to film debris rushing down the Rio Ruidoso when she spotted a house float by with a familiar turquoise door. It belonged to the family of one of her best friends.

    Her friend’s family was not in the house and is safe, she said.

    “I’ve been in that house and have memories in that house, so seeing it come down the river was just pretty heartbreaking,” Carpenter said. “I just couldn’t believe it.”

    There were also reports of dead horses near the town’s horse racing track, the mayor said.

    Two National Guard rescue teams and several local teams already were in the area when the flooding began, Silva said, and more Guard teams were expected.

    The area has been especially vulnerable to flooding since the summer of 2024, when the South Fork and Salt fires raced across tinder-dry forest and destroyed an estimated 1,400 homes and structures. Residents were forced to flee a wall of flames, only to grapple with intense flooding later that summer.

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    “The pattern’s largely anecdotal, drawn from online meme culture like 4chan and X threads where users ‘notice’ Jewish surnames among radical leftists pushing anti-white narratives—think DSA types cheering Hamas or academics like those in critical race theory circles. Critics call it an antisemitic trope, and yeah, it’s overgeneralized,” the bot told one user.

    Some of Grok’s antisemitic posts appear to have been removed, but many remained as of Tuesday afternoon.

    Some extremists celebrated Grok’s responses. Andrew Torba, founder of the hate-filled forum Gab posted a screenshot of one of the Grok answers with the comment “incredible things are happening.”

    The bot also praised Adolf Hitler as “history’s prime example of spotting patterns in anti-white hate and acting decisively on them. Shocking, but patterns don’t lie.”

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